Prescience was founded by doctors, engineers, and patients who believe our system is broken. We believe that abundant intelligence will bring forth a new, prescient system.
None of this is an accident. It's the predictable output of a system where everyone in the middle wins when care gets more expensive.
Inc.
CostMercer’s survey of 1,700 employers finds companies anticipate a 9% jump in 2026 health care costs, even after plan changes to push more onto workers.
October 2025
Seattle Times
TalentKFF finds employer-coverage rates fell to 61% from 64% in 2020 as workers waive plans they can’t afford to use.
March 2026
ProPublica
DenialsInternal records expose a rebranded algorithm targeting therapy “overuse” long after New York banned the original ALERT system for denying 34,000 sessions.
2025
Peterson–KFF
InequityMedian proposed premium increase across 318 small-group insurers is 11%, the steepest small-business jump in over fifteen years.
October 2025
Associated Press
TrendACA sign-ups fall from 22.3M to 17.5M in 2026, with average deductibles up over $1,000 and monthly premiums up $65.
April 2026
KFF
PremiumFamily premium hit $26,993, with workers contributing $6,850 out of pocket. Premiums up 26% in five years; wages up 28.6%.
2025 Employer Health Benefits Survey
These aren't edge cases. They're what happens when an insurance company's profit is your premium.
Our name
Prescience
1. foresight; knowledge of events before they take place.
Health costs aren't random. They're predictable, if you have the data and the models to read them, and the discipline to act on the prediction before the bill arrives.
That's what our name commits us to: seeing the cost before it happens, then using that intelligence to negotiate, route, and steer every employee toward care that actually works.
The opposite of prescience is the system we have today, where the first signal anyone gets is the claim that already broke the budget.
Who's building it
Doctors, engineers, and operators who believe US healthcare is broken by design, and that the chassis is finally ready to be rewritten.
Chief Executive Officer
Fun fact: Has 150,000+ subscribers on YouTube
Chief Operating Officer
Fun fact: Coded a Foundation strategy card game as a hobby
What we believe
Each one shows up in the care we provide, code we write, and partnerships we make.
Every Prescience plan is shaped by an in-house MD team. We pick the networks, the carve-outs, and the prior-auth rules, because the people closest to patient care should be the people writing the policy.
Cost-control through denials and narrow networks costs more in the long run. We invest in primary care, early intervention, and direct routing to high-quality providers. The savings compound.
Brokers, carriers, and PBMs each take a cut to introduce parties who could otherwise transact directly. We replace that chain with direct provider contracts and a transparent platform fee.
Employers, employees, and providers all want the same thing: healthier people at a sustainable cost. Prescience aligns the contracts, the plan design, and our own pricing so every party wins together.
Tell us about your team. We'll show you exactly what we'd build and what you'd save.